Affirm Holdings, Inc. 🇺🇸
AFRM • Global Equities • USA
💡 Institutional Quantitative Investment Thesis
Affirm Holdings, Inc. Hyper-growth candidate expanding revenue at +33.0% YoY with PEG ratio of 0.38x.
📊 Frequently Asked Questions & Related Moat Stocks
1. What is Affirm Holdings, Inc. (AFRM)'s Economic Moat Score in 2026?
In 2026, Affirm Holdings, Inc. (AFRM) holds a proprietary MoatPicks Economic Moat Score™ of 48.5/100 (Developing Moat). This 12-point fundamental audit evaluates AFRM's 48.9% gross margin, $478.7M free cash flow generation, +33.0% YoY revenue growth, and 13.6x Debt/EBITDA ratio. You can benchmark any stock's competitive durability interactively with our Economic Moat Score™ Checker.
2. Is AFRM stock undervalued right now based on P/E and PEG ratio?
Yes — AFRM currently screens as undervalued on a growth-adjusted basis with a Peter Lynch PEG ratio of 1.01x (below the 1.2x GARP threshold) and a Forward P/E of 18.2x. At a share price of $70.08, investors can stress-test AFRM's fair value using the MoatPicks Economic Moat Score™ Checker and FIRE compounding calculators. Model how compounding AFRM fits your long-term retirement target in our FIRE Financial Independence Calculator.
3. Which superinvestors and 13F hedge funds own AFRM stock?
According to latest SEC 13F institutional filings tracked by MoatPicks, superinvestors holding or trading Affirm Holdings, Inc. (AFRM) include Warren Buffett, Top Institutional Funds. Institutional conviction is reinforced by AFRM's $478.7M in free cash flow and 13.6x net leverage.